The world of finance can be daunting, so we have tried to provide some additional links to trusted sources that may assist you.
- Student Financial Services
Contact Student Financial Services at 434-982-6000 to speak with a financial counselor about:
- Planning for tuition fees and payments
- Personal finances
- Creating a financial survival plan for college
- Learning how to establish and manage credit
- Understanding your credit report and credit score
To set up a free, confidential appointment with one of our AFCPE accredited financial counselors, contact Scott Miller (smiller@virginia.edu).
- http://www.cashcourse.org/uva
The National Endowment for Financial Education (NEFE) has developed a website for college students and recent graduates that contains comprehensive, non-commercial information so that your financial decisions will be informed ones. Topics include financial basics, paying for college, college life and the world of work.
- http://www.nslp.org/borrowers
The National Student Loan Program (NSLP) has developed a list of tools for Default Prevention and Financial Literacy. Topics include budgeting, career planning, consumer action, money management advice, taxes and others.
- https://www.annualcreditreport.com/cra/index.jsp
Did you know that you can get a free credit report from each of the three crediting bureaus each year? This website will help you through the process and give you information on how to purchase a report on your credit score. You should check your credit report each year to ensure the information is correct and to report any incorrect information. The three crediting bureaus are:
- www.bankrate.com
“Bankrate, Inc. is the Web's leading aggregator of financial rate information. Bankrate's rate data research offering is unique in its depth and breadth. Bankrate continually surveys approximately 4,800 financial institutions in all 50 states in order to provide clear, objective, and unbiased rates to consumers. Our flagship Web site, Bankrate.com, provides free rate information to consumers on more than 300 financial products, including mortgages, credit cards, new and used automobile loans, money market accounts, certificates of deposit, checking and ATM fees, home equity loans and online banking fees.”
- http://www.ftc.gov/bcp/edu/microsites/idtheft/
You may report identity theft to the Federal Trade Commission (FTC) on this website. The FTC can enter your name into a database of ID crimes which helps law enforcement officials. The FTC may refer you to other government agencies and private organizations for help.
The University of Virginia understands the financial challenges facing college students today. The rising cost of college, combined with an increasingly broad range of available financing options, requires that today's prospective college student fully understand the debt that is incurred while attending school, and how to manage that debt once you have graduated.
The following links will help you get the information you need to know where you stand:
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