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Health Insurance for J-1 Scholars and Exchange Students

Every J-1 and J-2 nonimmigrant is required by law to maintain health insurance coverage for the duration of their program.  The current level of coverage mandated by the US government requires the following minimum levels of coverage:

  • $50,000 per accident or illness with a deductible of not more than $500;
  • repatriation of remains, in the event of death, in the amount of $7,500; and
  • expenses associated with medical evacuation to your home country or to your country of permanent residence in the amount of $10,000.

The US government has recently approved an increase to these levels of coverage that will become effective May 15, 2015.  The new requirements are as follows:

 

  • $100,000 per accident or illness with a deductible of not more than $500
  • Repatriation of remains, in the event of death, in the amount of $25,000
  • expenses associated with medical evacuation to your home country or to your country of permanent residence in the amount of $50,000.

Please note that all students enrolled for degree programs at the University of Virginia are subject to the University's hard waiver insurance requirements.