UNIVERSITY OF VIRGINIA

Campers Accidental Coverage

Campers Accidental Coverage provides coverage to participants of a University organized camp. Under this coverage, all registered campers are automatically covered while they participate in a university sponsored and supervised educational day and overnight camp activities. University departments hosting a camp session can contact the Office of Risk Management to coordinate coverage for the camp’s activities.

Benefits for the hosting University Department

• Limits exposure for potential loss
• Premium amount is based on the number of campers per number of camp days.
• Liability coverage for travel as a group in a University authorized vehicle directly to and from hosted activities

Benefits for the Participant/Parent

• Provides secondary coverage for campers covered under another health insurance plan and provides primary coverage for non insured campers.
• The initial claim is filed against the primary coverage and any amount not paid or payable under the primary coverage is paid by the Campers Accidental Coverage.
• Payment of claims can be made directly to the doctor, hospital, clinic, etc.

Coverage Benefits and Limits

• Accident Medical Expense: $25,000
• Sickness Medical Expense (Overnight Camps Only): $1,000
• Benefit Amount is 100% of the Usual and Customary amount.
• Deductible: $0
• Accidental Death: $15,000
• Accidental Dismemberment & Paralysis: $25,000
• Aggregate AD&D: $500,000
• Accident Dental Expense included in Medical

Some catastrophic benefits & limits also provided.

Contact Linda Vannatta (email: llv2n@virginia.edu, phone: 434 982-2939) for additional information.