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Insurance

The University requires all students to have health insurance. Beginning in the Fall of 2015 all UVa students, both domestic and international, who pay the comprehensive fee with their tuition must meet the health insurance hard waiver requirements.

Students are not required to enroll in the Aetna Student Health plan. However, the University encourages students and their families to compare their existing plan to the Aetna Student Health plan. In some cases, students and their families find that the Aetna Student Health plan costs less and provides more comprehensive coverage than their current health plan.

Compare Plans
In addition to being more economical for some families, the Aetna Student Health plan also covers situations unique to students. STUDENTS: If any of these situations apply to you, then Aetna Student Health may prove to be a better choice for you:

  • You may decide to study abroad, even for a short period.
  • You may decide to take a summer job or internship in another state.
  • Your residence is far enough from Charlottesville that traveling home for medical care would be difficult.
  • Your current plan includes high deductibles, copayments, or co-insurance.

Do the Math
Take a few minutes to fill out this worksheet. Once you do the math, assessing your own family situation and adding up what you or your family pay for premiums, deductibles, copayments, prescriptions, and tests, you will have a better picture of how your current plan compares cost-wise with the UVa Aetna Student Health plan.

Key Dates

July 11, 2016 Date that the online waiver site opens to students.
August 15, 2016 Date that coverage begins for students enrolled in the Aetna Student Health Insurance plan.
September 16, 2016 Deadline by which students must waive coverage by filing a waiver in the online waiver site.
September 23, 2016 Deadline by which a student can appeal the decision if their waiver is denied.
September 29, 2016 Date that UVa will post the Aetna Student Health Insurance plan annual premium of $2,735 to the SIS accounts of students who have failed to submit adequate documentation or whose health plans were determined not to provide comparable coverage.
October 31, 2016 Deadline by which students must pay the annual premium for the Aetna Student Health Insurance plan if they did not successfully waive coverage.
August 14, 2017 Date that coverage ends for students enrolled in the Aetna Student Health Insurance plan.

Learn More
For information on the 2015-2016 Aetna Student Health plan, please see the U.Va. page on the Aetna Student Health website or call Aetna Student Health at 1-800-466-3027.