InsuranceANNOUNCEMENT: Aetna Student Health Plan: Enrollment/Waiver Deadlines Extended
The University has extended the open enrollment period for students who wish to enroll in the 2014-2015 Aetna Student Health plan. Students may now enroll themselves and any eligible dependents (spouses, domestic partners, children) in the plan until October 20, 2014. After this deadline, students may not enroll themselves or any eligible dependents in the plan unless they have a qualifying life event. The University has also extended the deadline for its hard-waiver health insurance program for international students. International students may now file a waiver application until October 20, 2014.
Please review this information carefully. This is your final opportunity to act for the 2014-2015 plan year.
DOMESTIC STUDENTS ELIGIBLE FOR THE GRADUATE HEALTH INSURANCE SUBSIDY: If you are a new or returning domestic student who is eligible for the University's graduate health insurance subsidy, please enroll at www.uvastudentinsurance.com, follow the instructions under the tab at the right labeled "Enroll: Graduate Subsidy Students,” and select the enrollment option for the "14/15 Graduate Subsidy" at a cost of $0.00. Failure to complete this enrollment by October 20, 2014, will result in your forfeiting your subsidy award.
DOMESTIC STUDENTS NOT ELIGIBLE FOR THE GRADUATE HEALTH INSURANCE SUBSIDY: If you are a new or returning domestic student who is not eligible for the University's graduate health insurance subsidy, please enroll at www.uvastudentinsurance.com, and follow the instructions under the tab at the right labeled "Enroll: Voluntary Students.”
INTERNATIONAL STUDENTS: If you are a new or returning international student, please follow the instructions in this paragraph, whether you are eligible for the graduate health insurance subsidy or not. If you are subject to the University’s hard-waiver health insurance program, you may avoid the cost of the Aetna Student Health plan ($2,445.00 U.S.) if you demonstrate to our Department of Student Health that you have alternate health insurance coverage that meets the University's specific coverage requirements. To determine whether you have comparable coverage, you must complete a waiver application by going to the site administered by Aetna Student Health at www.uvastudentinsurance.com and following the instructions under the tab at the right labeled "Enroll/Waive International." The deadline for filing a waiver application is now October 20, 2014. There will be no appeals considered for waiver applications filed between now and October 20, 2014. International students may also enroll in the Aetna Student Health plan by accessing this link: www.uvastudentinsurance.com and following the instructions under the tab at the right labeled "Enroll/Waive International." If you are an international student who is eligible for the graduate health insurance subsidy, you will see the subsidy enrollment option at a cost of $0.00.
The University requires all students to have health insurance. New students verify insurance coverage on their pre-entrance health form when they first enter the University. International students verify certain levels of insurance coverage on an annual basis through the University’s hard-waiver health insurance program. For information regarding insurance claims click here.
Health care and related insurance plans are undergoing major change in the United States, largely due to the Affordable Care Act. Now is a good time for students and families to learn about these changes and to examine their existing coverage.
The University offers a student health plan administered by Aetna Student Health. Information regarding the Aetna Student Health plan is posted here:
Students are not required to enroll in the Aetna Student Health plan. However, the University encourages students and their families to compare their existing plan to the Aetna Student Health plan. In some cases, students and their families find that the Aetna Student Health plan costs less and provides more comprehensive coverage than their current health plan.
In addition to being more economical for some families, the Aetna Student Health plan also covers situations unique to students. STUDENTS: If any of these situations apply to you, then Aetna Student Health may prove to be a better choice for you:
- You may decide to study abroad, even for a short period.
- You may decide to take a summer job or internship in another state.
- Your residence is far enough from Charlottesville that traveling home for medical care would be difficult.
- Your current plan includes high deductibles, copayments, or co-insurance.
Do the Math
Take a few minutes to fill out this worksheet. Once you do the math, assessing your own family situation and adding up what you or your family pay for premiums, deductibles, copayments, prescriptions, and tests, you will have a better picture of how your current plan compares cost-wise with the UVa Aetna Student Health plan.
International Students and Parents
As is the case for U.S. students, international students must be covered by a health insurance plan while enrolled at UVa. All international students must verify certain levels of insurance coverage on an annual basis. International students are required to provide this verification through the University’s hard-waiver health insurance program. Enrollment in the UVa Aetna Student Health plan satisfies this verification requirement. For more information on the hard-waiver health insurance program, click here.
Enrollment in the Aetna Student Health Plan begins July 14, 2014, and runs through October 6, 2014. Coverage runs from August 15, 2014, through August 14, 2015.
For additional information on the Aetna Student Health plan, please see the U.Va. page on the Aetna Student Health website (Updates coming soon!) or call Aetna Student Health at 1-800-466-3027.